Many Canadians spend a lifetime working to accumulate assets without making any effort to protect their investments or income stream. Yet a failure to plan can unnecessarily compound the stress of a death or disability, increasing the financial and emotional burden for families and in some cases leading to dire consequences. This is especially unfortunate, given that estate planning need not be complicated or expensive.
Our team has developed the Risk Management Review to help identify all the potential financial risks you could encounter during your lifetime. These are risks that could have an impact on your security and that of your family – risks that could shatter dreams.
We will then recommend strategies to address each risk in the most cost-effective manner. Through IPC Estate Services, we can offer solutions such as life, disability and critical insurance and provide other strategies to manage risk and plan your estate.
We can help you enjoy the peace of mind that comes with taking action to protect your loved ones.
For most Canadians in this stage of life, the line is never as straight as it looks. Business opportunities, aging parents, divorces, blended families, market meltdowns, health challenges, golden handshakes –– just to name a few –– may enter the mix and leave one at a loss of just what exactly to do next.
There are always solutions that make sense, no matter what life may have in store for you. Whether you’re worried about your health or the health of a loved one, family continuity, retirement possibilities or planning for sabbaticals, sorting out the tax and estate implications is part and parcel of a winning financial plan. Helping you to answer that question is what we do best.
A winning financial game plan is not glamourous, it’s just common sense. For more information or to set up an appointment to discuss your dreams, please feel free to contact our office. Let’s get the conversation started!